法律文本

全国人民代表大会常务委员会关于《中华人民共和国刑法》有关信用卡规定的解释

Interpretation of the Standing Committee of the National People's Congress on the Credit Card Regulations of the Criminal Law of the People's Republic of China

（2004年12月29日第十届全国人民代表大会常务委员会第十三次会议通过）

(Adopted at the 13th Meeting of the Standing Committee of the Tenth National People's Congress on December 29, 2004)

全国人民代表大会常务委员会根据司法实践中遇到的情况，讨论了刑法规定的“信用卡”的含义问题，解释如下： 刑法规定的“信用卡”，是指由商业银行或者其他金融机构发行的具有消费支付、信用贷款、转账结算、存取现金等全部功能或者部分功能的电子支付卡。

In light of what is encountered in judicial practice, the Standing Committee of the National People's Congress has discussed the implication of "credit card" prescribed in the Criminal Law and gives the interpretation as follows: "Credit card" prescribed in the Criminal Law refers to the electronic payment card that is issued by commercial banks or other financial institutions and that performs all or part of the functions of payment for consumption, credit loan, transfer and settlement, cash deposit and withdrawal, etc.

现予公告。

It is hereby announced.